Get approved
Know your numbers before you shop.
A pre-approval turns browsing into a real plan. Estimate your budget and connect with a local lender.
The Process
From pre-approval to keys in hand
Four clear steps, and one local team beside you the whole way.
Get pre-approved
Meet a trusted lender and confirm the loan amount you can comfortably afford.
Find your home
Search every active Central Texas listing with a clear budget and an agent who knows the area.
Make an offer
We negotiate on your behalf, backed by a pre-approval that tells sellers you are ready to move.
Close with confidence
Appraisal, underwriting and title come together. Then the keys are yours.
Mortgage calculator
Getting pre-approved
Before you start looking for a home to buy, it's a good idea to meet with your loan officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, federal tax returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.
Selling your current home
We take the stress out of selling your home by providing a seamless experience from start to finish. Our team will put you in the best position to market your home and sell it for the highest possible price.
Closing, signing & finalizing the deal
Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!
